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A mineral composed essentially of carbon that crystallizes in the “cubic,” or “isometric,” crystal system and is therefore singly refractive. By far the hardest of all known natural substances (10 on Mohs’ scale); only manmade Borazon and synthetic diamond are as hard. In its transparent form, it is the most cherished and among the most highly valued gemstones. It occurs in colors ranging from colorless to yellow, brown, orange, green, blue, and violet.
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Diamond Jewelry Appraisals - Are They Worth It?
By Chris Robertson
When you buy diamond jewelry such as diamond rings, diamond pendants, necklaces, or tennis bracelets, you're not only buying a product, you're investing in an item with tremendous value for now and the future. You can protect your investment by getting a certified diamond appraisal. Here are some benefits of appraisals and how they work.
Secure Proper Insurance for Your Diamond Jewelry
Since diamond jewelry is considered to be a financial investment, it's wise to include it in your property insurance. Your insurance company will likely require a written description of the jewelry item. A diamond appraisal will define the specifics of your jewelry such as the weight in carats, cut size and shape, clarity, and appraised value. A photo of your diamond jewelry is included with your appraisal as well. Many appraisals today allow for three-year updates to update the value of your jewelry according to the current market since jewelry prices can rise and fall with the economy.
When applying for insurance, you'll know exactly what the value is and how much coverage to obtain if you have a certified appraisal. If your jewelry is damaged or stolen, you'll be able to replace it according to its actual value.
Selling Your Diamond Jewelry
In the event that you must sell your diamond jewelry, an appraisal will enable you to get top-dollar for your jewelry. You cannot accurately price your jewelry in this ever-changing market without a certified appraisal. What you paid for the diamond five years ago might be minimal compared to what it's worth now. On the other hand, the value might have gone down as well. You'll never know for sure unless you get an appraisal.
What Type of Appraisal?
It's best to get a certified appraisal from a Graduate Gemologist, particularly for diamonds, a person who has a Gemologist Institute of America (GIA) degree specializing in diamonds. This guarantees that your
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Alternatives To Diamond Rings - What Choices Do You Have?
By Peter Crump, Fri Dec 9th
There is little doubt that planning a wedding can be one of themost expensive times in your life, and the various costs canseem particularly draining as you struggle to find the funds toallow you Read more...
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About Diamonds Loose
By Mike Dakin
Loose diamonds are single diamonds which can be set in a ring or any piece of jewelry. Loose diamonds are gaining popularity nowadays. They are available in different cuts, shapes, and sizes. You Read more...
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Diamonds May Last Forever...
By Vincent Youngblood
For hundreds of years, couples have used diamonds to symbolize their everlasting love and commitment to one another. Strangely however, people have always insisted on mounting their diamonds in soft Read more...
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How To Buy Diamonds From Canadian Diamond Traders Inc.
By Marc Simard
Canadian Diamond Traders inc. has built a successful business in Canada over the last 3 years providing brokers and jewellers with high quality loose diamonds. They are now one of the most successful Read more...
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